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"I can't say enough about the attention we received from Holly. One day we are walking through an elegant home and the next day Holly is crawling under a house checking for standing water. Holly understands the psychology of her clients, their emotional needs, not just their financial considerations. My wife and I consider Holly more than our Realtor, she has now become a friend of our family."
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What house is thought to be the first one designed by Frank Lloyd Wright?
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| A |
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan. |
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TeamHolly-would
Keller Williams Realty
3430 Toringdon Way, Suite 101
Charlotte, NC 28277
Direct: 704-502-7744
Fax: 704-909-3823
Holly@TeamHolly-would.com
Holly Pasut,Broker, NC/SC, GRI, CLHMS. and
Certified Luxury Home Marketing Specialist.
Holly's awards for 2008 are the GOLD Award for Gross Closed Volume, theSILVER Award for Gross Commission Income, theSILVER Award for Gross Closed Units and the Medallion Award- GOLD Closed Production   
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