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"From the moment I interviewed Holly to be our listing agent, I was impressed with her resourcefulness, marketing acument, and unwavering dedication to do what she says she's going to do. Her decades of experience in sales is reflected in her innovative approach to real estate sales which is hard to match among real estate agents. Most importantly, Holly was always available when we needed her. She is refreshingly responsive and professional. I would highly recommend Holly and her team of professionals if you are seeking to engage the services of a Real Estate Agent." 

Christine & Patrick

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is the world's tallest monument?

A 
The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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TeamHolly-would, REALTOR®, real estate agent and broker for Charlotte, Waxhaw and Fort Mill, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

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Keller Williams Realty

3430 Toringdon Way, Suite 101
Charlotte, NC 28277
Direct: 704-502-7744
Fax: 704-909-3823
Holly@TeamHolly-would.com

Holly Pasut,Broker, NC/SC, GRI, CLHMS. and Certified Luxury Home Marketing Specialist. Holly's awards for 2008 are the GOLD Award for Gross Closed Volume, theSILVER Award for Gross Commission Income, theSILVER Award for Gross Closed Units and the Medallion Award- GOLD Closed Production

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