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"Holly did a fantastic job in selling our home. After 7 months on the market and no prospects in sight, Holly took over the listing and we had a buyer within 30 days! Although we had never met Holly, since we were living in Texas when she took over the listing, we were impressed right from the start with the professionalism, attention to detail and enthusiasm of Holly's team. Holly really listened to our concerns and her knowledge of the market helped us position our home to be sold in a very competitive market. We were updated on every showing and received feedback from prospective buyers after each showing. From start to finish, the process of selling our house went very smoothly. Thanks again!" 

John & Connie Bulat

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Real Estate Tips
Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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TeamHolly-would, REALTOR®, real estate agent and broker for Charlotte, Waxhaw and Fort Mill, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

TeamHolly-would
Keller Williams Realty

3430 Toringdon Way, Suite 101
Charlotte, NC 28277
Direct: 704-502-7744
Fax: 704-909-3823
Holly@TeamHolly-would.com

Holly Pasut,Broker, NC/SC, GRI, CLHMS. and Certified Luxury Home Marketing Specialist. Holly's awards for 2008 are the GOLD Award for Gross Closed Volume, theSILVER Award for Gross Commission Income, theSILVER Award for Gross Closed Units and the Medallion Award- GOLD Closed Production

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